Today’s article is dedicated to all the newbie’s out there who are very excited to get into the HYIP industry. Before you start investing in HYIPs, you should know what a HYIP is. Actually it is nothing more than gambling. With Hyips, investor trust its administration (whom he/she has never seen and will never see in person) to deliver the return on their investment. In reality there are very few admins who really make use of the collected funds. Most of today’s administration just runs a pure ponzi scheme where they keep paying the older investors from the money paid from the subsequent investors. I will not go in to much detail about “what hyip is” so that we can concentrate on the subject of this article.
To invest in a hyip you will need to take care of few things as listed below:
1. HYIP = High Risk Investment Programs - The very first step is to keep in mind that you are dealing in a very high risk investment opportunity. You should never forget that there is no guarantee of your investment. It might be possible that you never see a single penny of your investment. But yes if you do proper research and analysis before investing in any program then you might see nice profits.
2. E-currency account (LR, PM and AP) - The most important thing that you will need for investing in hyips is an e-currency account. The three major payment processors are Liberty Reserve, Perfect Money and. You can create an account in any one of them or all of them. Try them out and see which one is more reasonable/affordable to you.
Liberty Reserve is the favourite of hyip admins and you will see it available on all the programs. It is closely followed by Perfect Money which can also be seen on every program. is less popular among hyip admins because it is a bit strict and they do freeze account of a program if they see any suspicious transaction or if someone files a complaint (after checking the authenticity of the complaint). But provides some sort of protection to investors in the form of transaction dispute. If you invest using Alertpay then if that program does not pay you back or scams within 30 days of your investment then you can files a dispute with and they will investigate and help you get back your money. In the most recent cases I was informed by the readers that they received 25% of their investment back in case of “Powerful Strategy” and 50% refund back in case of “Advantages Capital“.
3. E-currency exchange service provider - Next you will need to find an online e-currency exchange provider who can convert real money to e-currency and vise-versa . For a complete list of liberty reserve exchangers visit , for a complete list of Perfect Money exchangers visit and a complete list of Alertpay exchangers visit . I personally use Ebuy-gold when I need to convert my LR dollars to real cash. I can only say they have excellent service. For exchanging between e-currencies I cannot think of anyone except xchanger.org (real good service).
4. Get registered with major forums, blogs and monitors - Now since you are clear with the cash flow, the next step would be to get yourself registered with major forums, blogs and monitors. It is very important step as following this step you will get to know about all the latest happenings in this industry. The main forums that you should join are , and . These are the breeding home of this industry and so you will see each and every person belonging to this industry on these forums. But for some real discussion and educational stuff you will need to get yourself subscribed or registered to hyip blogs.
If you are registered and subscribed on HIB then you do not need to go anywhere else but if you are not subscribed then you should subscribe today! (you can find the subscribe form below this post or on the right sidebar) Or you can search for yourself other hyip blogs that you think appropriate to you. As far as monitors goes, they are required mainly for getting good referral commissions back. We will discuss it more in point 7 below.
5. Select a few HYIP (Short term, Medium term or Long term) - Now it is time for you to select a few HYIP’s. Select some long term, medium term and short term programs for yourself. You can make use of these guides to help you select good programs – “Guide 1” and “Guide 2” Remember that this will not be your final portfolio. You will need to carve your portfolio from these selected programs.
6. Monitor the selected programs for a few days (minimum 2 weeks) - Patience is a virtue! Monitor the selected programs for a few days (from 2 weeks to one month) and see which programs are performing well. Don’t just jump in to a program seeing its cover. Check what others are saying for your selected programs. See if the program administration is active or not. When you feel everything good about a program, just jump into it before it is too late!
7. Look out for a nice RCB offer - Before registering on a program you should always check out for some nice RCB offers. RCB stands for Referral Commission Back. Monitors provide nice offers to join under them so why not take advantage of it and recover a small part of your investment right at the beginning. You just need to go here – , enter the name of the program in the search field and press enter. Now you will see a list of monitors monitoring that program, look for the best RCB. You will need to be a little careful here and research a bit about the monitor under which you will be joining as there are few scam monitors as well who do not pay back commissions.
RCB’s can be anywhere from 100% to 1000%. Nowadays monitors use a trick to attract investors. They display 1000% RCB offer but that is not the true story. The trick is that they reduce the commission percentage and then they increase the RCB percentage. Later people realise that the offer was 200% only or whatever the case may be. So you need to be a little careful.
Benefit of RCB – For example you invested $100 in a given program offering 5% referral commission. If a monitor is offering 200% return than you will be getting back $10 ($5+$5). It means you already received 10% of your investment back right at the beginning of your investment term.
8. Register with the selected program and Invest - Now you have selected a monitor under which you will be joining. Register an account in the program using the monitor’s referral link and make an investment. Now go back to the monitor’s website and request back the referral commission. In the beginning you can make a small investment and test the program. Once you are satisfied and you feel that the program has the potential to go long then you can add more funds to your investment.
9. Promote your affiliate links to earn more in the form of referral commissions - Looking to earn more? Then start promoting your referral links and earn commissions, it will add up to your return.
10. Sit back, keep an eye and Enjoy! - At last everything is done and now you will just need to withdraw your earnings daily or depending upon the term of your investment. Once your term is over and you get back your principle with profits then if you feel that the program is good enough for a re-investment then reinvest your principle otherwise look for other opportunities.
These were the points to help you get started with High Yield Investment Programs (HYIP’s). Bear in mind that these are high risk opportunities and may not be suitable for everyone. In the end I will just write the golden rule of this industry – “Never invest what you can afford to lose”. Hope you enjoyed the article, see you next time until then play safe 
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